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toddm6
Jan 164 min read
Hamilton Decides Not to Implement a New Land Transfer Tax: What This Means for Homebuyers
Hamilton residents listen in to the Jan 15, 2025 Council meeting Recently, Hamilton city council decided to not pursue  the...
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toddm6
Dec 12, 20242 min read
"Bank of Canada Slashes Rates Again: What It Means for Your Wallet in 2024"
On December 11, 2024, the Bank of Canada (BoC) announced a 50 basis point reduction in its key policy rate, bringing it down to 3.25%....
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toddm6
Dec 9, 20244 min read
What Ontario Homebuyers Need to Know About the New Mortgage Rules Coming December 15, 2024
On December 15, 2024, Canada will see a significant shift in mortgage regulations designed to improve accessibility to homeownership....
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toddm6
Dec 3, 20243 min read
Why Mortgage Documentation Is Worth the Effort
One of the most common frustrations I hear from clients is about the sheer amount of documentation needed when applying for a mortgage....
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toddm6
Nov 25, 20243 min read
Mortgage Jargon Made Simple: A Glossary for Homebuyers
When it comes to buying a home, navigating the mortgage process can feel like learning a new language. Terms like "amortization" and...
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toddm6
Nov 19, 20243 min read
Top 5 Mortgage Myths Debunked for First-Time Buyers
Buying your first home is an exciting milestone, but it can also feel overwhelming, especially with all the misconceptions floating...
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toddm6
Oct 17, 20242 min read
Why is My Mortgage Payment not Decreasing?
So for most of the last year and half we have watched variable rate mortgages steadily increase. As the Bank of Canada raised the key...
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